FOUNDER'S STORY
KK YAP
"I just didnât want to see people lose their homes when there was clearly another way."
âBack when I was working in the bank, I met a lot of good peopleâhonest folksâwho were paying their mortgages just fine but suddenly needed help. Maybe for their kidsâ education, business hiccups, or medical bills. But because their credit scores werenât âperfectâ on paper, we had to reject them. No matter how hard they tried to explain their situation, our system didnât allow flexibility.â
âGrowing up, I used to follow my uncle around his credit company in Penang. I saw the same stories again and againâpeople who had nowhere else to go. Some of them ended up with loan sharks. Some just gave up and lost their homes. That image stuck with me.â
âThatâs when I thoughtâwhat if thereâs a better way? What if people could unlock the value of their homes, solve their cashflow issues, and still keep their roof over their heads? Thatâs how Homiq started. Itâs not just a business. Itâs a mission to give people a second chanceâwithout taking away the one thing theyâve worked their whole lives for.â
